What Happens If You Skip An Insurance Licensing Course?

Rules and regulations were put in place to ensure industries operate with professionals at the helm. It’s all about protecting consumers. But what happens when someone without a license operates as an insurance agent? Is it really as bad as we imagine it to be? And what are the repercussions? As professionals, we realize the importance of the right insurance license course. Discover what happens if you work without a license. And how Bob Brooks School can help you avoid a licensing disaster. 

Legal Repercussions 

For jobs requiring a license to work, there are also regulations and laws to punish those operating without a license. But what does that really mean? Well, let’s look at a few examples. 

The first is an unfortunately common occurrence. Every year there are insurance agents who forget to renew their license or keep up with their educational requirements. So, what happens when they’re caught without the necessary paperwork? In many cases, these individuals are given a hefty fine of a few hundred dollars. But in other cases, these people could also have their licenses revoked. That means there’s no chance of stepping back into your career. The Louisiana Department of Insurance takes it all very seriously, as they should.

Another violation is if an office is operating without the proper license. The fees are often much heftier, usually in the tens of thousands, if not hundreds of thousands. Many of these also receive a cease and desist from engaging in business in whatever state they work in. Serious outcomes for a serious offense.

Can’t Get Your Education

These enforced rules and regulations also have an effect on who can take the courses in the first place. Because sometimes there are individuals who do not meet the requirements. 

For example, if you are under the age of 18, you cannot be an insurance agent. Also, those who don’t complete the pre-licensing education for their authority line can also not work as an insurance agent. Without proper education, they cannot hope to be effective, confident professionals. Some agents also just can’t pass the background check for whatever reason. This includes the fingerprinting process. You should always be aware of what could hold you back so you don’t make any hasty decisions. 

Utilize Online Education!

If you fit the requirements to begin courses, then there’s nothing to prevent you from getting your education. Even in this time when traditional brick-and-mortar schools aren’t open, Bob Brooks School is here to help. Take advantage of our convenient online courses and get the education you need to become a professional. 

Get Your License With The Right Insurance License Course

Are you ready to enroll? Enroll in your insurance license course, where you’ll learn what you need to know about being a proper agent. If you have a question about our online classes, be sure to send us a message or give us a call at 225.292.7277. We invest in your success, so we’re always ready to help you.

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