Louisiana Insurance License State Requirements

What Are The Louisiana Insurance License Requirements?

Getting ready for college or a big exam takes preparation, and becoming an insurance agent is no different. If you’re gearing up for the Louisiana insurance license exam, the process can feel overwhelming. But don’t worry — at Bob Brooks School, we’re here to invest in your success!

We’ll guide you through the details, starting with understanding the Louisiana insurance license requirements. At Bob Brooks School, our courses are designed to provide the tools and resources you need to succeed, whether you’re in Lafayette, New Orleans, Baton Rouge, or anywhere in Louisiana. With our expert guidance, you’ll feel confident and ready to take on this new career path as a Louisiana insurance agent. Let us help you achieve your goals and take the first step toward becoming licensed today!

Where Do I Need To Begin?

If you want to become an insurance agent in Louisiana, we can help! Knowing where to begin when you’re new to a field can be challenging, but our professionals can direct you toward success. To qualify for a license as a Louisiana resident, you need to fulfill these requirements:

Be at least 18
Complete your licensing exam
Be fingerprinted
Submit all forms and fees
Pass a background check

Pretty simple, right? But how do you begin? Find out from our professionals about fulfilling all your Louisiana insurance license requirements.

Louisiana Insurance Prelicensing Courses

In Louisiana, there are no prelicensing education requirements for taking your exam. However, prelicensing classes can help you better prepare for the test and build a strong foundation for your career. Bob Brooks School offers several online course packages, all available at your own pace with a 60-day subscription period. Plus, you can try your first session for free!

All of our Louisiana insurance license courses are approved by the Louisiana Department of Insurance (LDI). These include:

Continue Your Education With Louisiana Insurance CE Courses

After receiving your insurance license, the LDI requires licensees to complete yearly continuing education. Bob Brooks School offers 24-hour insurance continuing education (CE) packages to keep you up-to-date with knowledge and competitive in New Orleans, Lafayette, Baton Rouge, and beyond.

Choose from Louisiana insurance CE courses, including Life & Health, Property & Casualty, or a combination. Or, if you only need a few courses from these packages, you can choose them individually.

The Louisiana State Insurance Licensing Exam

After completing your insurance license course, the next step is to take the state exam to officially earn your license in Louisiana. PSI administers the exam, so you’ll need to schedule your test through their platform. If you have any questions about the process, contact the Louisiana Department of Insurance at 800-259-5300 for additional guidance.

Wait, You Need My Fingerprints?

It’s true — all licensees must give their fingerprints via IdentoGO/Idemia to receive their license. This process allows the Louisiana State Police to perform a confidential background check for any criminal history. Applicants can schedule Livescan fingerprinting on the IndentoGO website before the exam. This process requires a fee of $60.75.

There are a few reasons why a person may not need to undergo fingerprinting. Fingerprinting is not required if an individual is not a resident, is already licensed and adding a new license type or line of authority, or is reinstating their license within two years of its expiration.

These fingerprints will typically reach the Louisiana Department of Insurance (LDOI) within three days. After this, you can apply for your Louisiana insurance license.

Can a Criminal Conviction Prevent Me from Getting a Louisiana Insurance License?

The short answer is — it depends. While a criminal conviction doesn’t automatically disqualify you from obtaining an insurance license, it will go through careful review by the Commissioner of Insurance. The evaluation process is thorough but fair, taking into account several factors to make a decision.

For instance, the Commissioner considers the nature and seriousness of the offense, the specific duties associated with the license, and how much time has passed since the conviction. They’ll also assess the circumstances surrounding the offense and the steps you’ve taken toward rehabilitation and personal growth since the incident.

If you have a criminal background to disclose when applying for a license, you must complete a Criminal History Disclosure Form. Additionally, federal laws restrict anyone convicted of a felony involving dishonesty or a breach of trust from working in the insurance business unless the Insurance Commissioner grants written consent. While this might sound intimidating, it’s all designed to ensure the industry remains safe and trustworthy for all.

Still Not Sure?

If you’re unsure whether your background may impact your eligibility, Louisiana allows you to request a pre-application eligibility determination. This is optional, but it can provide valuable clarity before you go through the full application or examination process. Just remember, honesty is key — failure to fully disclose information can void any determinations made.

Doing Our Part To Help You Fulfill the Louisiana Insurance License Requirements

At Bob Brooks School, your success is our priority. We’re dedicated to helping you excel and pass your licensing exam. With our comprehensive insurance license classes, you can prepare for your career from the convenience of your own home. Explore our online prelicensing courses today and take the next step toward your new career!

Have a question for us about the Louisiana insurance license requirements? Call us at 225-292-7277 or message us online. Our students are our priority, and we look forward to hearing from you.